Travel Insurance (Now Including Snow Insurance)
No Snow Insurance
Trip Inconvenience coverage provides reimbursement for canceled vacation days if you’re arrangements at your destination are closed due to lack of snow. Terms and conditions apply.
• Purchase Ski & Mountain Travel Insurance at least 21 days prior to your scheduled departure date
• Cancel on the day of scheduled departure, or later
• The ski resort must close their arrangements because at least 50% of the attractions are closed
• Coverage is available for trips scheduled between December 15th and March 30th
Sporting Equipment Coverage
Get coverage for lost, stolen or damaged sporting equipment. If your sporting equipment is delayed more than 24 hours, coverage is also included to locate it, retrieve it and have your sporting equipment delivered to you. Help protect your skis, snowboards, mountain bikes and more.
Road Closure Coverage
If roads are closed for six hours or more because of adverse weather and you can’t reach your destination, Ski & Mountain Travel Insurance can provide coverage for missed vacation nights.
Other items included covered by travel protection:
Trip Cancellation (100% of Trip Cost)
Provides reimbursement for unused, non-refundable, prepaid trip costs if you are prevented from taking your trip due to a covered reason, including: mandatory hurricane evacuations; sickness, injury or death of you, your traveling companion or family member; extension of school year; armed service leave revocation; involuntary termination of employment or other specific reasons listed in the Policy/Description of Coverage. Certain restrictions apply.
Trip Interruption (150% of Trip Cost)
Provides reimbursement for unused, non-refundable, prepaid trip costs if your trip is interrupted due to a covered event. Also provides reimbursement for the additional transportation cost to return home or rejoin your group. Covered reasons include: mandatory hurricane evacuations; sickness, injury or death of you, your traveling companion or family member; or other specific reasons listed in the Policy/ Description of Coverage. Certain restrictions apply.
Trip Inconvenience (100% of Trip Cost)
Provides reimbursement for unused, non-refundable, prepaid trip costs if the ski resort at your destination closes its primary attractions from lack of snow or severe weather. Certain restrictions apply.
Travel Delay ($200 daily limit applies $600)
Provides reimbursement for reasonable expenses incurred such as accommodations, meals and local transportation, even additional kenneling fees if you are delayed 12 hours or more during your trip due to a covered reason.
Baggage Coverage ($1,000)
Provides coverage for loss, theft or damage to your baggage and covered personal effects, during your trip. Can also reimburse for the cost to track, locate and return your baggage.
Baggage Delay ($1,000)
Provides reimbursement for the purchase of necessary items, if baggage is delayed for more than 24 hours during your trip.
Sporting Equipment ($1,000)
Provides coverage for loss, theft or damage to your sporting equipment during your trip.
Sporting Equipment Delay ($1,000)
Provides reimbursement for sporting equipment rental if your equipment is delayed for more than 24 hours during your trip. Can also reimburse for the cost to track, locate and return your sporting equipment.
Medical and Dental ($25,000)
Provides coverage for the necessary medical, surgical and emergency dental care costs if you become sick or accidentally injured while on your trip. Coverage is in excess of your standard coverage, except where prohibited.
Emergency Assistance and Transportation ($1,000,000 Per Plan)
Benefits include transportation to the nearest suitable medical facility, help to return home if medically necessary and expenses for a companion to visit you if you are traveling alone and are hospitalized for more than 7 days.
Accidental Death & Dismemberment - Travel Accident ($100,000 Per Plan)
Provides coverage if you are injured by an accident during your trip and you suffer the loss of life or limb within 365 days of the accident.
Rental Car Damage Not available to residents of TX ($25,000 Per Plan)
Provides primary coverage if your rental car is damaged due to collision, fire, flood, theft, vandalism, wind storm or hail.
24-Hour Emergency Assistance Services
These services offer on-the-spot and immediate assistance for unexpected problems that can arise during your trip. The hotline operates 24/7 for help anytime while traveling.
Get pre-trip assistance, help making airline, hotel, rental car and restaurant reservations, event ticketing services, help scheduling golf tee times and more.
Identity Theft Resolution Services
A service that provides assistance when your identity has been compromised while traveling on your vacation. This service is automatically included for a full 180 days starting on your scheduled departure date. ID Theft Resolution does not include, and shall not assist you for thefts involving non-U.S. bank accounts.
Provides 24-Hour Roadside Assistance which includes:
• Towing Service
• Battery Jump/Minor Roadside Adjustments
• Locksmith Services
• Fuel Delivery
• Vehicle Winching/Extraction
• Flat-tire Change
On Demand Medical Care
Getting sick on vacation is never fun, but it doesn’t have to be difficult to find what you need. With just one call, we can provide you with immediate access to on call physicians, medical advice, even referral to a physician near you using our network of 30,000 physicians and 850,000 service providers worldwide.
Teladoc Connect instantly with a network of physicians for information, advice and treatment, including prescription medication, when appropriate. Note: Teladoc services may not be available in all states, and international services may be limited.
No Out-Of-Pocket Medical
If you get sick or injured while traveling, we can get you to a trusted provider and even